Nilfold — 隱私權政策

最近更新：20 October 2026。以英文文本為準。英文是具有約束力的隱私權政策。其他語言翻譯同一組事實。

Website: https://pocketfoundry.cc. Contact: [email protected]. Package: com.hpiapp.debtpayoff.nilfold.

Last updated: 20 October 2026. English is the controlling text.

Nilfold is an Android app that estimates a debt payoff from numbers you type on the phone where it is installed. You enter a name, a balance, a yearly interest rate, and a minimum payment. Nilfold builds a month-by-month table on the device. It does not connect to a bank, does not lend money, and does not move payments.

Accounts

Nilfold does not ask you to create an account, and it does not offer a sign-in. There is no Nilfold user profile on a server operated by PocketFoundry.

Data stored on the phone

The app saves a local file that can contain debt names, balances, yearly rates, minimum payments, whether a row is an example, the extra amount for each month, the payoff order, the currency code, whether the examples have already been created, whether the example notice has been dismissed, and whether the one-time unlock is recorded on this phone. That file stays in the app's private storage. Nilfold does not upload it.

You can edit or delete a debt inside the app. Remove examples deletes only rows that are still marked as examples. Uninstalling the app removes the local file from that phone. A new phone does not receive the old file. Android backup is turned off for this app. If the file cannot be read, Nilfold replaces it with examples, and the previous numbers cannot be recovered from the app.

Purchases

Google Play processes the optional one-time purchase that raises the debt limit from two to eight and enables CSV export. Nilfold uses the Play Billing library to ask whether that product is owned and to show the price Play returns. The app does not receive your card number. Google's handling of payment data is covered by Google's own policies. The Billing library uses the Internet permission. Nilfold does not add an advertising SDK or an analytics SDK.

Permissions

The app declares the Internet permission. The Play Billing library also merges a network-state permission. Both are used when you buy or restore the one-time purchase. Nilfold does not request notifications, contacts, photos, location, camera, microphone, or a foreground service.

Sharing

CSV export, after the one-time purchase, creates a file in the app's cache and opens the system share sheet. The file goes only where you send it. Nilfold does not sell data and does not share the estimate with a server of its own.

Children

Nilfold is not directed at children under 13, and it does not knowingly collect personal information from children.

Contact

Questions about this policy: [email protected]. PocketFoundry, package com.hpiapp.debtpayoff.nilfold.

以下各節是同一份政策，不是另一套條款。

Nilfold 根據你在這台手機上填入的數字估算債務還清時間。它不連接銀行，不放貸，也不劃轉任何款項。
沒有帳號，也不能登入。PocketFoundry 不會在伺服器上保存 Nilfold 使用者檔案。
本機檔案可以包含債務名稱、餘額、年利率、最低還款、某一列是否仍是示例、每月額外還款、還款順序、貨幣代碼，以及這台手機是否已記錄一次性解鎖。Nilfold 不會上傳這個檔案。你可以在應用裡編輯或刪除。移除示例只刪除仍標為示例的列。解除安裝會刪除檔案。Android 備份已關閉。如果檔案無法讀取，Nilfold 會用示例替換它，應用無法恢復之前的數字。
Google Play 處理可選的一次性購買。購買後債務上限從兩筆提高到八筆，並可以匯出 CSV。Nilfold 用 Play 結算查詢是否已擁有該商品，並顯示 Play 傳回的價格。應用收不到卡號。結算程式庫使用網際網路權限。沒有廣告 SDK，也沒有分析 SDK。
應用宣告了網際網路權限。Play 結算還會合併網路狀態權限。兩者只在購買或恢復時使用。Nilfold 不申請通知、聯絡人、照片、位置、相機、麥克風或前景服務。
購買後，CSV 匯出會在快取中產生檔案並開啟系統分享。檔案只發到你選擇的地方。Nilfold 不出售資料。
Nilfold 不以 13 歲以下兒童為對象。問題請寫 [email protected]。套件名稱 com.hpiapp.debtpayoff.nilfold。英文為法律源文。更新日期：2026年10月20日。